Now live Sourcefin and FNB – funding that takes you from opportunity to delivery. Learn more →
When you have won the order but not yet the cash to deliver it, Sourcefin pays your supplier directly so you can fulfil confirmed purchase orders and tenders, and grow with confidence.
Purchase order funding is working capital that pays your supplier so you can deliver a confirmed order or tender you have already won. Sourcefin assesses the deal, pays the supply side directly, you fulfil the order, and we are repaid when your customer pays. There is no loan on your balance sheet and no collateral required.
Over the past five years, Sourcefin has deployed more than R3 billion to over 2 000 South African SMMEs, with a 100% delivery rate on funded deals. It is the NSBC National Funder Award winner, backed by a R150 million Futuregrowth investment, and named among Africa’s fastest-growing companies by the Financial Times and Statista.
Purchase order funding suits South African SMMEs that have won a confirmed order or tender but need working capital to pay suppliers before the customer pays.
Apply online in minutes with your confirmed purchase order and supplier quote. No long forms, no surprise requirements.
Our specialist deal team verifies the order, the customer and the supplier path, and issues a term sheet, often within 24 to 48 hours.
On approval, Sourcefin settles your supplier directly so production and delivery can start. Your own working capital stays free.
You fulfil the order, your customer pays on the agreed terms, and Sourcefin is repaid from that payment. The deal closes.
Funding is secured by the order itself, not by your fixed assets or a personal surety.
We assess the order in front of your business, so a startup with its first major contract can qualify.
Sourcefin settles the supply side, keeping your own working capital free for payroll and operations.
A network of more than 2 000 pre-vetted suppliers helps you source the right goods at the right price.
We walk through the whole deal with you, from supplier to delivery, and are only repaid when you are paid.
Over R3 billion deployed to South African SMMEs with a 100% delivery rate on funded deals.
Sourcefin came to my rescue when I had a purchase order and didn’t know what to do. They assisted me, negotiated a better deal with my supplier, and kept me updated every step of the way.
My first big purchase order was from the health department. The team was phenomenal – they sourced reliable suppliers, paid them, and helped me deliver on time.
Working with Sourcefin feels like flying business class. They partner with you properly, and my suppliers were paid on time so I could focus on delivering.
From our verified Google reviews (4.9 out of 5), lightly edited for length and clarity.
Many South African SMEs win the work before they have the working capital to deliver it. Your business has the confirmed purchase order and the real customer, but supplier costs and stock still need funding before payment comes in.
Through a referral arrangement with FNB, eligible FNB business clients can be referred to Sourcefin for Purchase Order Financing (POF) built around confirmed work. FNB brings trusted banking reach; Sourcefin brings open-minded, specialist funding and makes every funding decision itself – a referral does not guarantee funding.
Six questions, about 90 seconds – find the funding that actually fits your deal.
Not every cash gap needs the same funding. The Funding Fit diagnostic reads your situation and routes you honestly, even to options beyond Sourcefin where those are the better fit.
Turn unpaid invoices into cash you can use now, without waiting 30 to 90 days.
Learn more →Fund the supply side of a public-sector tender you have won and deliver with confidence.
Learn more →Not sure which option fits? See how purchase order, invoice and tender funding compare in one place.
View all funding →Discover, track and apply for government tenders across South Africa.
TenderCentral helps you find the opportunities worth chasing. Win one and Sourcefin can fund the work, so you can deliver it and get paid.
Go to TenderCentral →
How Chuck Chilli Foods – a Black-owned SMME chilli relish brand – scaled into 780 Pick n Pay stores with Sourcefin's purchase order funding behind them.
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Repeat purchase order funding South Africa: how returning SMMEs scale to bigger deals, build deal history, and move faster on later applications.
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Purchase order funding without tax clearance in South Africa: when SARS compliance is a customer requirement vs a Sourcefin funding requirement.
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Purchase order funding for women-owned businesses in South Africa. How Sourcefin funds the supply side of confirmed orders for women-led SMMEs.
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Purchase order funding for export orders in South Africa: how SA SMMEs fund the production and supply side of confirmed orders to foreign buyers.
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Purchase order funding for framework contracts: how SA SMMEs fund individual call-offs under panel awards and multi-year framework deals.
Read article →It is free to apply, and there is no commitment until you draw down. If you have the order, let us fund the delivery.
