Now live Sourcefin and FNB – funding that takes you from opportunity to delivery. Learn more →
Won a government or public-sector tender but need the capital to deliver it? Sourcefin funds the supply side and supports delivery, so you can fulfil the contract and get paid.
Tender funding – also called tender finance – is working capital that lets you deliver a government or public-sector tender you have already won. Rather than turning down the award because you cannot fund suppliers upfront, Sourcefin pays the supply side, you deliver the contract, and we are repaid when the buyer pays. There is no collateral and no debt on your balance sheet.
Over the past five years, Sourcefin has deployed more than R3 billion to over 2 000 South African SMMEs, with a 100% delivery rate on funded deals. It is the NSBC National Funder Award winner, backed by a R150 million Futuregrowth investment, and named among Africa’s fastest-growing companies by the Financial Times and Statista.
Tender funding suits South African SMMEs that have been awarded a government, municipal or public-sector tender but need capital and support to deliver it. In short, it is funding for government tenders for small businesses – and for corporate and private-sector contracts too.
Apply online in minutes with your tender award or signed contract and a supplier quote. No long forms, no surprise requirements.
Our specialist deal team verifies the award, the buyer and the supplier path, and issues a term sheet, often within 24 to 48 hours.
On approval, Sourcefin pays your suppliers directly so you can mobilise and start delivering the tender. Your working capital stays free.
You complete the contract, the buyer pays on the agreed terms, and Sourcefin is repaid from that payment. The deal closes.
Win the award and deliver it, even when you do not have the upfront capital to fund materials and suppliers.
Funding is secured by the tender and the order behind it, not by your fixed assets or a personal surety.
Sourcefin understands tender timelines, payment cycles and compliance, from municipal contracts to national departments.
We settle the supply side so production and delivery can start, keeping your own cash free for operations and payroll.
A network of more than 2 000 vetted suppliers and a dedicated sourcing office help you deliver the contract on spec and on time.
We back the opportunity and share the journey, repaid only once the work is delivered and you have been paid.
As a farmer, I can now apply for tenders with confidence. Sourcefin is the first funding house that made that possible for me.
When we needed emergency tender funding, Sourcefin came through – reliable, fast, and genuinely impressive.
Their letter of support empowered us to prospect for bigger projects and prove our financial capability. The relationship is built on trust, integrity and mutual respect.
From our verified Google reviews (4.9 out of 5), lightly edited for length and clarity.
Six questions, about 90 seconds – find the funding that actually fits your deal.
Not every cash gap needs the same funding. The Funding Fit diagnostic reads your situation and routes you honestly, even to options beyond Sourcefin where those are the better fit.
Fund a confirmed purchase order from any buyer, public or private, and pay your supplier to deliver it.
Learn more →Already delivered and invoiced? Advance the cash against unpaid invoices instead of waiting 30 to 90 days.
Learn more →Not sure which option fits? See how purchase order, invoice and tender funding compare in one place.
View all funding →Discover, track and apply for government tenders across South Africa.
TenderCentral helps you find the opportunities worth chasing. Win one and Sourcefin can fund the work, so you can deliver it and get paid.
Go to TenderCentral →
CIDB grading South Africa for SMME contractors: practical guide to grades 1 to 9, fees, tender value ceilings, and how to move up the grading ladder.
Read article →
Wondering what you need to qualify for tender funding in SA? Here's the document checklist, the deal criteria, and the buyer profile funders actually assess.
Read article →
Won a metro or local municipality tender? Here's how tender funding works for SA municipal contracts – payment realities, document needs, and what to prepare.
Read article →
Should you fund your tender with a working capital loan, or use tender-specific funding? Here's how the two compare in South Africa, and when each fits.
Read article →
Just won your first government tender? Here's how tender funding works for first-time bidders in South Africa – and what makes a first deal qualify.
Read article →
Picking a tender finance company in SA matters more than the rate. Here's what to compare, what to ask, and what good tender funding looks like in practice.
Read article →It is free to apply, and there is no commitment until you draw down. If you have the award, let us fund the supply side so you can deliver.
